What Do Pawn Shops Buy?

Are you in need of some quick cash but taking a loan from a bank doesn\’t seem plausible? Or, do you want to get rid of the items that are valuable but irrelevant to you lying around the house? If your answer to any of the questions above was a yes, you must try pawning your items for some extra quick cash.

Dealing with a pawnshop in Palm Desert, CA, might be one of the fastest and most convenient ways of making cash, while decluttering your house at the same time.

But what do pawn shops buy exactly? Find out about all the items you can pawn in this blog post.

Making Quick Cash With Secure Pawn Loans

Pawn loans are one of the fastest and easiest to get as they do not involve paperwork or require any proof of income. Pawn loans also do not hurt your credit scores if you are unable to pay the amount back. Pawning is one of the most convenient ways to make some fast cash in time of need.

Pawnshops run by keeping your valuable things as collateral and providing you with a short-term financial loan based on the collateral value. These loans are usually for 30 days and can be extended with a grace period. Most pawnshops in America run on 20% interest rates. These loans may look like a private loan practice, but the state government regulates these loans.

Pawning Vs Selling Items To Pawn Shops

For someone new to the pawn industry, it can be tough to decide if they should pawn an item or sell it to the pawnshop straight up. Even though the decision is yours to make, knowing about both the processes thoroughly can help you make a better choice for yourself.

When you pawn an item, i.e. get a loan from the pawnshop in exchange for a valuable object, you keep the object as collateral for 30 days or more. At the end of the loan period, you are expected to pay off the initial loan amount along with significant interest and take back the item. During the loan period, the item is stored by the pawnshop owner securely. If you are unable to pay off the loan amount, the store sells the collateral after a waiting period.

Selling an item at the pawnshop is a lot less complicated and even faster than a pawn loan. While selling, you right off the item and obviously, cannot get it back unless you buy it. Compared to pawn loans, selling an item will bring in more money. For example, pawn loans can bring you USD 50 to USD 200 whereas, through selling, you can get somewhere around a handsome amount of USD 100-USD 1000.

50% of the pawned item\’s value is given as a pawn loan, whereas, pawnshops might offer you 60% to 70% of the total value if you sell the same item. So, if are in need of more money, selling is the best option for you.

How Do Pawn Shops Decide The Value Of Jewelry And Other Items?

It is important to remember that pawnshop owners are also running a business and they need to make a profit to keep fueling it. So how do pawn shops decide the value of jewelry and other items?

Be it pawning or selling, each pawnbroker has their own individual ways of deciding whether they are going to buy 0r issue a pawn loan for the item you are offering. For example, suppose you are selling an item that is quite valuable in the market. But if the pawnshop you are dealing with already has a massive inventory of the item, they might not buy it from you. Similarly, if the pawnbroker thinks that they cannot sell that particular item, they might refuse to buy it from you. Such factors make the value of items subjective when it comes to selling them to pawn shops.

Jewelry Pawn Shop Near Me

What Do Pawn Shops Buy?

Since now you know how a pawn shop runs, you might want to know what pawn shops buy? You must understand that pawn shops aren\’t junkyards. Pawnshop owners do not deal in useless junk. They are more similar to thrift stores. They need items that are in great shape and have a certain thrift market value. The reason behind this is pawn shops need to sell the items they purchase at a profit, and thus, they prefer things that are pretty valuable.

Pawnshops deal in almost everything valuable, ranging from collectibles like antiques, collectible coins, rare paper money, silver dollars, stamp collections to instruments like electric or acoustic guitars and drums sets. Pawnshops also accept guns, clothes, accessories from popular brands, and video games if they are in decent condition. However, jewelry and especially wedding rings are some of the most popular items to pawn for money. Pawnshops even accept broken jewelry made from precious metals.

Pawn Items That Are Often In High Demand

Selling for USD 100

For USD 100, the recommended pawn items are;

  • Tablets
  • Speakers
  • Bike
  • Golf Club sets
  • Firearms
  • Jewelry
  • Digital cameras
  • Hunting or Fishing Coolers
  • Electrical appliances
  • Good quality stereo
  • Designer handbags or Coats 
  • AC Units
Pawn Jewelry

The jewelry you can sell to the pawnshop includes rings, bracelets, and necklaces made from precious metals like gold and silver. But you can also sell things like gemstones, pearls, raw and scrap gold and silver, silver coins, loose diamonds, etc.

Selling for USD 500

The high-end artifacts that you can sell for USD 500 include;

  • Antique furniture
  • Jewelry
  • Firearms
  • Vehicles like motorbikes and trailers
  • Drums

Selling for USD 1000

For USD 1000, you can sell items from a very limited range. Jewelry that is proven to be of the best quality, used vehicles, riding lawn mowers, HD TV, etc can bring in a rough $1000 Dollars when sold.

Best items to sell for instant cash

Pawn loans are fast, but the loans might not get you enough money. If you already know for a fact that you are not going to be able to pay off the loan in a window of 30 days, selling can be a better option for you. There are certain items that are known to be expensive and thus ensure a handsome amount in return. Some of these items are;


Jewelry is the most pawned item. But jewelry made from precious metals like gold jewelry, diamond jewelry, silver jewelry, even broken gold jewelry can be sold easily for a good deal of money. Most pawnshops have a good understanding of jewelry made of precious metals and thus they can give you instant cash quickly.

Sports equipment

Sports equipment is one of the most in-demand items in the pawn items. From golf club sets to baseball bats, selling sports equipment can help you make some extra cash. This category also includes other expensive things like bowling balls, mountain bikes, and ping-pong tables.

Items with \’additional\’ factors can also increase the sale value. For example, a football or a baseball signed by a national player or maybe a shoe worn by a famous player as a collectible can help you bring in more money as compared to the regular items.


Electronics like cell phones, laptops, computers, and other devices do well in pawn shops. Pawnshops also offer quick cash for old iPad, iPhones, and other Apple products. However, the money you get for electronics might not be very handsome, no matter how much you had paid for the devices while buying them.

Old and new electronics | Photo by Photka | Sourced from iStockphotos

Adventure vehicles

Many pawnshops buy vehicles, but adventure vehicles or leisure vehicles are a better sale option for quick cash. Things like jet skis or golf carts can give you a better deal.

As these recreational vehicles might not feel very relevant to you after some time, and you might even get tired of maintaining these, pawnshops are the best way to get rid of them in exchange for some fast cash.

Musical instruments

Many people tend to impulsively buy musical instruments and then not use them as much. Consequently, the instruments just lie in the corner of their house or their basements. If you are someone who has unused musical instruments lying around while you look for a way to get rid of them, why not sell them to your local pawn shop and make some extra quick bucks?

Expensive instruments like guitars, drumsets, brass instruments, etc are some of the best things to pawn.


Firearms like guns, revolvers, pistols, and rifles are some of the very common saleable items. However, there are many rules and regulations around buying and selling guns to pawn shops. These regulations are strictly followed by shop owners to make sure there are no legal troubles.

So, if you are looking to sell a firearm as a pawn, make sure you have read through the state regulations carefully.

Pawn items around your home

\”I don\’t have anything valuable and expensive at home. What can I pawn?\” this is a very common concern for many people. However, what they don\’t realize is the fact that there are many items around their own homes that are not very expensive but make excellent items to sell. For example;


Houseware to pawn and sell | Photo by Grassetto | Sourced from iStockphotos

From mixing blenders to sewing machines and unused lamps, housewares are one of the top items that pawn shops buy. Some pawnshops even buy furniture like wooden chairs, tables, and couches, especially if they are inherited or antique. Bone china crockeries, glassware, and silverware also make some good options that you can pawn.

Power tools

People with enthusiasm for DIY crafting and garage work tend to buy power tools. However, sometimes after a project or two, the power tools just add to the mess in the house. For example, used drilling machines, old saws, etc.

If you, too, have such power tools lying around for no reason, why not sell them for some good cash? Pawnshops tend to buy power tools easily if the devices are in working conditions. However, the amount of money that they offer might not be much.

Yard equipment

Most yard equipment is worth a lot of money as this equipment tends to be pretty expensive. However, it is common that most people might get a lawn service even after they\’ve impulsively bought equipment like lawnmowers, riding lawn mowers, weed eaters, tractors, blowers, etc. Pawnshops might be the perfect place to get rid of such extra equipment and make some space at your home.


Pawnshops aren\’t just an amazing way to get rid of the unnecessary things in your house to declutter your space, but it is also a good and easy way to make money fast. If you are struggling financially, many pawnshops can give you a temporary loan or a fair price on your valuable items without hurting your credit score. But if you want to completely get rid of an item or need a larger sum of money than what the loans are offering, consider selling the item to the pawnshop.



1,084 thoughts on “What Do Pawn Shops Buy?”

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